101 Marketside Ave Ste 404-422 Ponte Vedra Beach, FL 32081
What are my closing costs?
- You should know your closing costs because it is a huge part of your real estate transaction and it's your money.
- We will show you how to reduce your closing costs and many other strategies to help you save a lot of money.
- Closing costs vary depending on the type of loan you choose, the title company fees, your escrow fees (taxes & insurance) if you escrow, lender fees, appraisal, inspections, survey if needed, condo questionnaire of the HOA if needed, rate buy down fees if any, and seller's concessions if any.
- We will give a very close estimate of your closing costs so you'll almost exactly know what you'll need for closing.
- You have a lot people that help close your loan and their fees will vary depending on what you need and who you choose.
- For Example: What inspections do you want to order and how much are they going to charge you? What type of appraisal needs to be ordered and on what type of property? Do you need a survey or can you use an old one from the previous owner? Does the HOA charge a fee to complete a questionnaire?
- YOU WILL CHOOSE YOUR RATE based upon many factors that include your credit score, down payment, type of loan, DTI ratio, and more. We will give you rates to choose from. The higher rates might give you a credit towards closing costs and the lower rates might charge you an extra fee in your closing costs. Rates can change daily just like a stock going up or down. We'll complete a cost benefit analysis for you and show you all the options with no secrets.
- You will know your closing costs and you'll know what each line is for.
